Prof. Daniel Schwarcz Interviewed in Policygenius About the Way Insurance Companies Have Made it Harder to Get Things Covered

Professor Daniel Schwarcz was interviewed by Policygenius on a shift in the health insurance landscape. Instead of having broader policies on what they will and won't cover, insurance companies have been using increasingly defined terms on what care they will cover. Professor Schwarcz explained that this switch allows the companies to deny more claims, elaborating, “Insurers have essentially changed their contracts so the ultimate rules are the medical policies. You don’t have any grounds to argue that your medical policy is wrong or that it doesn’t take into account my medical situation or take into account this new study or it wasn’t updated recently. None of those arguments matter.”